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So you want wheels. And you want the best deals on wheels. You've come to the right place. The Minnesota Attorney General's Office has compiled the latest research and tips on buying cars, with crucial information concerning your legal rights as a consumer. We hope we've provided the information you'll need to make a deal that you'll be happy with.

There is no three-day right to cancel ...

If we could impart just one piece of information, it would be to remind you that there is no three-day right to cancel a car contract. Once you sign on the dotted line, the car is yours. The Attorney General&rsquos Office hears from many consumers every Monday morning who assume they can still return the car they bought Friday night. They can&rsquot. But they learn this lesson the hard away. So, don&rsquot be one of our remorseful Monday morning callers &mdash remember, when you buy a car it&rsquos yours!

Chapter 1: Driven to Buy a Car?

Buying New vs. Used
Buying vs. Leasing

Chapter 2: What Can I Afford?

Figuring It Out
Fixed Fees
Flexible Costs
An Appreciation for Depreciation

Chapter 3: Hit the Books Before the Accelerator

Consider Your Needs and Wants
Ask Around
Visit the Library
Compare Costs
Make a Safe Choice
Safety Equipment
The Test Drive

Chapter 4: Where to Buy a Car

It's Gotta Be New
Selecting Used-Car Sellers

Chapter 5: Negotiate From the Driver's Seat

Playing the Game
Know the Dealer's Invoice
Understanding Types of Sales
Negotiation Strategy
It's Not Over Until It's Over
Closing the Sale
Minnesota's Lemon Law

Chapter 6: Considering an "Experienced" Car?

What's a Used Car Worth?
Three Ways to Get What You Pay For
Your Personal Inspection
Test Driving a Used Car
Final Issues
Signing the Contract

Chapter 7: Get a Lease on Leasing

What Is Leasing and Why Is It So Popular?
Who Typically Leases?
Beyond Monthly Payments
Examples of Negative and Positive Equity
Who's Who in Leasing?
Bumper-to-Bumper Fees
Leasing vs. Buying When Ownership Is the Goal
Buying the Car at the End of the Lease
Leasing Glossary
What the Dealer Must Tell You
Raise Your Leasing I.Q.
Figure Your Lease Payment
Leasing Form

Chapter 8: Words About Warranties

New Car Warranties
Used Car Warranty Law
The Buyer's Guide
What If a Part Breaks?
Refund? It's Dealer's Choice
So-Called Extended Warranties

Chapter 9: Wheels to Rent

Making Reservations
The Cost
Insurance and Waivers

Chapter 10: Get Square on Repairs

Your Rights When Your Car Is Repaired
How to Choose a Repair Shop
How to Find the Best Technician
Estimate the Damage
When to Get a Second Opinion
Get an Invoice
An Ounce of Prevention
Resolving Disputes Over Repairs


A: Top Ten Tips for Buying a Car
B: A Car Buyer's Checklist
C: Car Pricing Comparison Worksheet
D: Insurance Comparison Worksheet
E: Top Ten Tips for Leasing a Car
F: Car-Buying Glossary
G: Consumer Information